Road traffic accidents can happen at any time. You don’t have to be physically in a car or other vehicle to be affected. Many RTA victims are cyclists and pedestrians, not just other motorists. If you have been injured because of a hit & run accident, however, you may be wondering whether you can claim compensation. A hit and run incident occurs when a driver causes an accident and then flees the scene. In normal circumstances, they would stop, help with calling an ambulance and swap insurance details so that any claim for compensation can be made.
Fortunately, just because the person responsible has fled the scene, it doesn’t mean you can’t make a personal injury claim.
What Should You Do?
Immediately after the incident, a lot is going to depend on the extent of your injuries. The first thing you need to do is take care of your own medical needs and that may mean calling an ambulance. If the driver who caused the accident has fled the scene, tell the emergency services to ensure that the police are involved.
If you are were in a vehicle yourself, the next step is to contact your insurer and tell them about the accident. If the police have been involved, they will be tasked with collecting evidence of the hit and run driver, including accessing any CCTV that shows what happened. You will have a case number which you can give to the insurer.
It may be that the hit and run driver is never found or, if they are, that they were uninsured (a reason for fleeing the scene in the first place) or disqualified from driving. If you were in your own vehicle, you may want to claim through your own insurance though this may mean that you lose benefits like your no claims bonus.
The other option is to claim through the Motor Insurers’ Bureau. This is a long-standing organisation that can compensate victims who have been in an accident (including pedestrians and cyclists) caused by uninsured drivers or those that cannot be traced after fleeing the scene. You can, of course, contact them directly but it’s much better to use an experienced personal injury solicitor to guide you through the process.
Getting Your Evidence Together
You will probably be more concerned about your own injuries rather than whether you are going to make a claim or not, at least immediately after the accident. You need to get as much evidence as possible together, however, to make as strong a case as possible. That can mean accessing things like CCTV or images of the accident area as well as any eyewitness reports.
This can often be difficult to get hold of and bring together when it comes to hit and run claims, particularly if you have never encountered something like this before. That’s why working with a solicitor who understands how hit and run investigations work is important – they’ll be able to secure the evidence and ensure it is available for your claim.
Personal injury solicitors also operate a no win no fee service which means you don’t need to find the initial cost of legal advice, even if you’ve been the victim of a hit and run. Contact our team today to find out how we can help with your claim.